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Car insurance

Get rewarded – even if you claim

Join Safety Returns for free and earn up to 30% cash back on your paid premiums yearly - even if you claim! 

Enjoy our safety features

Get free roadside, home, medical and legal assistance 24/7/365.

Safety Alert panic button

Gives you and a loved one unlimited access to 1 800 armed responders. Available on the Momentum App.

Momentum car insurance

A young lady on her cell phone standing alongside her car that is being towed. She has car insurance from Momentum Insure.

Shopping around for car insurance quotes is one thing, but finding the right car insurance that fits your needs and offers comprehensive protection can make all the difference. The right cover ensures you're protected against unexpected events, from accidents to theft, giving you peace of mind without breaking the bank.

It's necessary to insure your car, especially if it's still financed with a bank to protect you from excessive debt in the event of theft or your car being written off. Get a vehicle insurance quote today for cover perfectly tailored to your needs.

Momentum car insurance solutions

Momentum Insure offers a range of car insurance solutions to suit your budget, lifestyle, and stage of life, from fully comprehensive car insurance cover, to no excess on selected cover options.

A small, happy family of three interacting in a living room as dad eats his lunch and mom plays with the kid.

Momentum Select

Affordable insurance cover that does more than just protect the things you love, Momentum Select protects you and those you love too.

A mum and her 2 children sitting on the couch all embracing and keeping close to her.

Momentum Priceless

Car cover for the person who is focused on creating wealth and protecting their hard-earned vehicle.

A man in a blue suit, white shirt and blue tie standing next to his car looking at his phone while smiling as his personalised car and home insurance quote was just sent through.

Momentum Envoy

Designed for the high net worth individual, Momentum Envoy understands the importance of reputation, trust, expert advice and that personal touch.

An elderly couple out on a hike, with the husband lifting his wrist as both of them check out the recorded data on his insured fitness watch.

Momentum 55+

For individuals 55-years and older who take care of their belongings with added care, with a little added TLC that deserves to be rewarded.

Benefits and rewards

Our award-winning cover not only protects you, but gives you added peace of mind when it comes to the safety of those you love, while rewarding you for playing your part in staying safe.

Enjoy the Momentum Safety Returns rewards program, complete with features such as Safety Alert, Safe DayzTM, and Momentum Assist for industry-leading protection.

Safety Returns

Earn up to 30% cash back on your premiums every year, even if you claim. Rewards are based on your Safety Score, the number of Safe DayzTM earned, activation of Safety Alert, and other safety features that keep you and your family safe.

Safety Alert

Sometimes the person you want to keep safe isn't you. Safety Alert is a free panic button feature on the Momentum App that you can easily activate to use. We don't only keep you safe, but we keep the people you love safe too.

Momentum Assist

We’re all about keeping you safe. That is why you can also get 24/7/365 roadside assistance, home assistance, and medical and legal assistance in any emergency, anywhere in South Africa.

Safety ignites confidence on your journey to success

In our Let's go, Let's go web series, watch how Momentum Insure creates products that allow you to live a full life without fear holding you back.

Thandy lets Momentum Insure take the wheel!

Like a lot of people, Thandy likes to be in control. Watch @thandymatlaila as she puts her trust in the Science of Safety and let’s go of control.

The rain doesn’t dampen Zamani’s confidence

It’s time for Zamani Mbatha to overcome his fear of driving in the rain. Life can get a little slippery, but with the right advice and the knowledge that you are covered with the right safety solutions from

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Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.



Available 24 hours a day, 7 days a week, 365 days a year.

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