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Get a car & home insurance quote

Earn up to 30% cashback – even if you claim

Safety Returns rewards you for your safety. Earn up to 30% cashback on your premiums every year – even if you claim.

24/7 emergency assistance

Get free roadside, home, medical and legal assistance 24/7/365. with Momentum Assist.

Safety Alert panic button

Our Safety Alert panic button available on the Momentum App provides real-time protection for you and your loved ones, with over 1,800 emergency responders.

Momentum Insure for your car, home and business

Protect your car, home, and business with short-term insurance built for everyday life. From accidents on the road to damage or loss at home, to protecting your business against unexpected setbacks, Momentum insurance helps you stay financially protected when things don’t go as planned.

Car insurance

Comprehensive car insurance that protects you against theft, accidents, third-party claims, and weather-related damage.

Home & Building insurance

A combination of building insurance for the structure of your house and home contents insurance for everything inside.

Business insurance

Tailored commercial insurance designed to protect your business assets, equipment, liabilities, and operations against unforeseen risks.

What is multi-policy car and home insurance?

Multi-policy car and home insurance is when you combine your vehicle and home insurance under one policy structure. This allows you to manage both covers in one place, often with added convenience and potential cost benefits. With Momentum Insure, you can keep your car and home protected under one simple, streamlined solution designed to make cover easier to manage.

Benefits and rewards that put your safety first

Beyond protecting your assets, Momentum Insure provides the best short-term insurance benefits combining practical benefits and digital tools to help you stay safe, manage your cover, and enjoy added value at no additional cost.

A smartphone screen displaying the Momentum App interface, highlighting policy management, rewards tracking, and quick access to emergency assistance services in a convenient mobile experience.

Self-service

  • Submit and track claims quickly
  • Update your policy details anytime
  • Manage everything easily via the Momentum App



A smartphone screen displaying the Momentum App interface, highlighting policy management, rewards tracking, and quick access to emergency assistance services in a convenient mobile experience.

Personal benefits and rewards

  • Earn Safety Returns rewards for driving safe
  • Get access to Momentum Assist for emergencies
  • Stay protected with Safety Alert and Accident Alert

Momentum App

  • Manage your policy and cover in one place
  • Track premiums and rewards easily
  • Access emergency services instantly




Why South Africans trust Momentum Insure

I've been a loyal Momentum Insurance customer for a long time, consistently impressed with their car insurance department. Recently, I reconsidered my options after receiving numerous competitor offers. However, after calling Momentum to request a price adjustment, I was blown away! The exceptional service earned me an astonishing R2000 saving.

Phuti

Nicole, I would like to thank you for the outstanding service you have provided to me over the past 8+ years. From handling claims to general inquiries, to being so persistent about downloading the Momentum app—thanks to your persistence, I’ve now downloaded the app and registered for all the safety rewards. To be honest, I can’t imagine any other provider offering a better experience.

Kyle

We unfortunately had to submit a claim for a vehicle accident that turned into the writing off of my mother's vehicle. This was our third claim with Momentum in the time that we have been insured with them. We experienced nothing but world-class service! I can confidently use words like empathetic, friendly and efficient, when thinking about our engagement.

Anonymous

Short-term insurance awards and recognitions

FIA logo.

FIA Intermediary Experience Awards

Momentum Insure was awarded 2nd place in the FIA Intermediary Experience Awards in the Personal Lines category for short-term insurance.

DataEQ logo.

Insurance Sentiment Index

Momentum Insure was recognised for strong client sentiment and trust and ranked among South Africa’s top 5 insurers in the 2024 Insurance Sentiment Index.

Latest blog articles

Need business insurance?

Get commercial insurance to protect your business, equipment, and daily operations against damage, theft, and unexpected loss – so you can stay focused on running and growing your business.

More on Momentum Insure

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FAQs

Momentum Insure Legal and Compliance

Submitting a car or home insurance claim

Get a car and home insurance quote

Speak to a consultant to get a competitive quote.

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Contact Momentum Insure




Available 24 hours a day, 7 days a week, 365 days a year.




Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.


Business hours are Monday to Friday from 08:00 to 17:00. Closed on weekends and public holidays.




Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.



Available 24 hours a day, 7 days a week, 365 days a year.

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