Member Solutions
Financial well-being is at the heart of every employee's journey to success. Through our Member Solutions offering, we educate and empower retirement fund members with tailored solutions. Our dedicated Member Solutions experts enable Momentum Corporate to assist employers in creating more meaningful employee experiences through expert counselling support, client-centric solutions, and relationship management capabilities.
- Financial well-being
- Retirement benefit counselling
- Pension-backed home loans
- Strategic partnerships
Invested in every member at every age and stage
Retirement benefit counselling
Employees make several key decisions during their employment, from changing their fund contributions or investment portfolios. Preserving when changing jobs or buying an annuity at retirement. Our financial coaches help employees understand their options in simple, practical terms:
- Fund contribution and investment choices and how they shape retirement outcomes.
- Preservation, retirement options and tax implications linked to withdrawals.
- Insurance and beneficiary nominations including cover and estate planning.
- Exit and retirement requirements ensuring a smooth, well-guided transition.
This also ensures the fund’s trustees fulfil their regulatory mandate of providing employees with clear information about their benefits.
Financial well-being
Our financial coaches bring financial education directly into the workplace, helping employees understand their financial situation and make informed decisions with confidence.
- Make informed financial choices with clear, practical guidance (financial education)
- Access appropriate financial advice when they need it most.
- Connect their benefits to their financial goals to improve long-term outcomes.
- Debt management and counselling.
This also ensures the fund’s trustees fulfil their regulatory mandate of providing employees with clear information about their benefits.
Pension-backed home loans
Through Momentum Lending, employees can responsibly access funding for home-related needs by using a portion of their retirement savings as collateral. This facility offers competitive interest rates.
- Buying a home or land.
- Renovating or extending an existing property.
- Installing alternative energy or water solutions.
- Covering bond registration and transfer costs.
- Paying off an existing home loan
Strategic partnerships
We collaborate with trusted partners to design customised annuity solutions and engagement strategies that support business needs and enhance decision-making for long-term financial outcomes.
- Tailored annuity strategies that supports long-term financial security and peace of mind for your workforce.
- Investment solutions that support sustainable retirement income.
- Post-retirement planning to help members navigate life after work.
- Advisory partnerships that enhance decision-making and long-term outcomes
Digital tools and engagement channels
Employees can access support quickly and conveniently through digital channels designed to make their employee benefits easier to engage with, while reducing the administrative burden on employers.
Through WhatsApp, the Smart Benefit Statement and secure web portals, members can view balances, request documents, apply for pension-backed home loans and receive real-time updates
