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Two professional colleagues reviewing umbrella fund documents together in a modern office. Two professional colleagues reviewing umbrella fund documents together in a modern office.

FundsAtWork Umbrella Funds

Our award-winning FundsAtWork Umbrella Funds are a trusted choice for South Africa’s workforce. FundsAtWork offers comprehensive retirement and group insurance solutions as well as value-added services. Designed to support employees’ financial wellbeing for retirement, FundsAtWork provides a solution that meets clients’ needs - whether the priority is a cost-effective solution or a more sophisticated one with extensive investment flexibility.

Life isn’t always smooth sailing. From the unexpected “oh no” moments to the milestones employers and employees want to celebrate, they need benefits that show up when it matters.

FundsAtWork resources

Umbrella Fund

As an employer, you choose the initial solution, contribution rates, investment portfolios and insurance benefits. Employees can then make changes over time to suit their individual needs. FundsAtWork gives you the freedom to tailor benefits that work for your business and your people.

FundsAtWork building blocks

The FundsAtWork building blocks are designed to meet the needs of all sizes of employers and their employees from small and medium to large corporates. Financial advisers can use this wide range of building blocks to advise and configure the perfect solutions for their clients.

RETIREMENT FUND SAVINGS AND INVESTMENTS

Planning for a successful retirement

Our retirement savings and investment solutions increase the likelihood of your employees reaching their retirement goals.

GROUP INSURANCE

Financial security when the unexpected happens

Provide your employees with group insurance benefits to protect them and their families from the financial impact of life-changing events.

VALUE-ADDED SERVICES

Additional services for FundsAtWork members

Why we’re more than just a traditional umbrella fund.

Award-winning support services

You and your employees have access to multiple communication channels and client engagement tools to interact with us.

Smart Solutions

Our Smart Solutions offer you and your employees a variety of user-friendly digital tools.

  • Smart Onboarding is our interactive digital solution designed to connect with new members.
  • Smart Move creates awareness about the importance of preserving their retirement savings.
  • Smart Underwriting digitises the underwriting process in a fully secure and private space. It is the first digital group insurance underwriting platform in South Africa.
  • Smart Claims simplifies death and funeral claims at a time when members or their families are emotionally vulnerable and value simplicity and speed.
  • The Smart Benefit Statement provides a detailed overview of members’ employee benefits, including their retirement savings amount, insurance benefits, and other financial products offered by their employer.

An employer holding a piece of wood in a carpentry workshop and explaining to one of his employee what needs to be done.

Retirement benefit counselling

The choices your employees make today will shape their income for the rest of their lives. It’s essential that they are informed and empowered to make the right decisions. Our retirement benefit counsellors help members understand their retirement fund options when they join, exit, as well as during their fund membership and make choices that fit their unique needs.

Work colleagues, a man in a navy suit and a woman in a black blazer and white blouse, smile and look out a window.

Wellness Care Centre

When a medical condition prevents a member from working, we step in with expert support. Our multidisciplinary team uses medical, forensic, legal, and technical expertise to assess each case comprehensively and fairly. We also assign a dedicated case manager to every disability claimant, ensuring personalised guidance and support throughout the claims process.

A man smiling broadly and speaking on his cell phone, wearing a grey blazer and a red top underneath.

Online employer portal

The employer portal is a real-time and fully integrated web-based tool that empowers you to manage your employees’ benefits at your convenience.

FundsAtWork Umbrella Funds FAQs

The choices employees make today will shape their income for the rest of their lives. It’s essential that they are informed and empowered to make the right decisions. Our financial coaches, also known as retirement benefit counsellors, help members understand their retirement fund options when they join, exit, as well as during their fund membership and make choices that fit their unique needs.
The trustees of the FundsAtWork Umbrella Funds have a fiduciary duty to the Funds, the members, and beneficiaries. This means that trustees have a legal duty to always act in the best interests of the Funds, members, and beneficiaries, and may be held personally liable if they breach this duty.
Members keeping their nominations up to date is one of the most important steps they can take to protect the people who matter most to them. We have made it easy for them to do it digitally, and it will only take them a few minutes. If members do not nominate beneficiaries for their unapproved death and funeral benefits, we will pay these benefits to their estate.

Learn more about FundsAtWork

Governance

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advisers to call you back.

Other Momentum Corporate employee benefits

Structured Investments and Annuities

We focus on supporting employers, trustees and retirement funds with pre- and post-retirement solutions through investment and annuity solutions.

Group Insurance

One of South Africa’s leading providers of insurance solutions, which evolve to meet the changing needs of our clients.

Momentum Retirement Administrators

We partner with funds, trustees, and employers to deliver tailored and efficient retirement administration.

Momentum Consultants and Actuaries

As a trusted partner, we work closely with employers, funds, and institutions to create a flexible advice roadmap tailored to their pressures, goals, and needs.

Member Solutions

We educate and empower retirement fund members with tailored solutions.


Dragonfly

A next-generation, technology-driven benefits platform that makes it easy for employers and members to access, buy, and manage their benefits.

Contact FundsAtWork




Our call centre is open Monday to Friday from 08:00 to 16:30.


WhatsApp: 087 240 6653

Business hours are Monday to Friday from 08:00 to 17:00.

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