tst
retail-pre.momentum.co.za
menu

Car and home insurance

Get rewarded for being safe

Join Safety Returns for free and earn up to 30% cash back on your paid premiums yearly - even if you claim! 

Enjoy our safety features

Get help when you need it most with free roadside, home, medical and legal assistance available 24/7/365. 

Safety Alert panic button

Access to 1 800 armed responders to protect you and your loved ones. Available on the Momentum App. 

Choose the right insurance cover for your needs

When getting the right car and home insurance quote, or finding an insurance solution for your business, no one size fits all. Our flexible options are designed to offer the best coverage to suit your pocket and needs. Plus, get cash back on your paid premiums for keeping safe with Momentum Safety Returns, and enjoy exclusive services that protect you and your loved ones at no additional cost.

Car insurance

Car insurance that gives you competitive yet affordable cover.

Home & Building insurance

Get home contents insurance and buildings insurance for unmatched peace of mind.

Business insurance

Get comprehensive business insurance so you can focus on the bigger picture.

Short-term insurance cover in South Africa

Avoid getting dealt a financial blow from the theft, loss or damage of your most treasured possessions - your car, home, wealth, equipment and more. Short-term insurance gives you a financial safety net, covering your valuables for the risks related to an accident, natural disaster, or unexpected crisis.

Why choose Momentum Insure?

At Momentum Insure, we’ve taken a holistic approach to safety and short-term insurance by providing industry-leading benefits that make you feel safe, so you can live life with confidence.

A vector illustration of a successfully submitted claim.

Self-service

Access our self-service features on the Momentum App to submit a claim, update your policy details and get emergency assistance anytime, anywhere. 

A vector illustration of coins.

Personal benefits and rewards

Our innovative benefits and rewards like Safety Returns, Safety Alert, Accident Alert and Momentum Assist, go beyond protecting your valuables, at no additional cost. 

A vector illustration an app.

Momentum App

Get convenient access to all self-service features, emergency assistance and keep track of your cover, premiums and rewards – all from the palm of your hands

What our clients say

I've been a loyal Momentum Insurance customer for a long time, consistently impressed with their car insurance department. Recently, I reconsidered my options after receiving numerous competitor offers. However, after calling Momentum to request a price adjustment, I was blown away! The exceptional service earned me an astonishing R2000 saving.

Phuti

Nicole, I would like to thank you for the outstanding service you have provided to me over the past 8+ years. From handling claims to general inquiries, to being so persistent about downloading the Momentum app—thanks to your persistence, I’ve now downloaded the app and registered for all the safety rewards. To be honest, I can’t imagine any other provider offering a better experience.

Kyle

We unfortunately had to submit a claim for a vehicle accident that turned into the writing off of my mother's vehicle. This was our third claim with Momentum in the time that we have been insured with them. We experienced nothing but world-class service! I can confidently use words like empathetic, friendly and efficient, when thinking about our engagement.

Anonymous

Understanding your home insurance policy

9 MIN READ

The chapters of our journey

Through our journey, we’re committed to taking safety beyond insurance to create a safer environment that enables many possibilities, eliminates fears and encourages confidence.

Delivery man faces friendly dog in lion costume standing at the door as he makes a delivery in Momentum Insure Science of Safety TV commercial.

Science of Safety

We go beyond keeping you and your belongings safe to making you feel safe, giving you the confidence and certainty to thrive on your journey to success. The Science of Safety deep dives into human behaviour and uncovers what makes South Africans feel safe.

Mom and dad standing in front of their home with their two young daughters.

Safety for Sure

Our content series, Safety for Sure, explores different ways you can safely minimise the impact of loadshedding to protect your home, business and keep you and your loved ones safe. It features inspiring stories of South Africans from all walks of life.

A UNICEF caregiver painting a flower with a young girl on a wall.

Momentum Futures

A safer country starts with the safety of our children. We've partnered with UNICEF on the Safe Park initiative to create mentorship programmes that provide safe environments for children to learn, grow and thrive.

2 mobile screens displaying the Momentum Insure Safety Returns dashboard and points earned for the month towards a 30% cashback reward. 2 mobile screens displaying the Momentum Insure Safety Returns dashboard and points earned for the month towards a 30% cashback reward.

Get Safety Returns on the Momentum App

Join the Safety Returns rewards programme and get up to 30% cash back on your paid premiums, every year, even if you claim, when you engage with our safety-focused features on the Momentum App.

Track your Safe Dayz™.
Submit and view claims on the App.
Get a holistic view of Momentum products.
Download and share your tax certificates.

More on Momentum Insure

Momentum Insure
FAQs

Momentum Insure Legal and Compliance

Submitting a car or home insurance claim

Need short-term insurance cover?

Get an insurance quote and save

Contact Momentum Insure




Available 24 hours a day, 7 days a week, 365 days a year.




Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.


Business hours are Monday to Friday from 08:00 to 17:00. Closed on weekends and public holidays.




Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.



Available 24 hours a day, 7 days a week, 365 days a year.

We and our selected partners use cookies to enhance and personalise your experience on our website. Please see our cookie policy for more information.

To enhance your user experience on our site, learn more about our supported browsers

Your browser's cookies are disabled. Enable cookies to ensure our website functions correctly. View our Privacy Notice.