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A content little boy sitting on his mother’s lap gets his chest examined by a young male doctor using a stethoscope. A content little boy sitting on his mother’s lap gets his chest examined by a young male doctor using a stethoscope.

Save with Provider Choice

You can save with Provider Choice. When you choose to use Momentum Medical Scheme’s Associated providers, you can save up to R1 000 on your monthly contributions.

Our medical aid options give you the flexibility to choose your healthcare providers such as hospitals, doctors, and pharmacies. You can choose to make use of Any, Associated, or State providers.

  • Available on the Custom, Incentive and Extender Options.
  • Use the calculator below to see how much you can save.

How does it work?

If you're a member on the Custom, Incentive or Extender Option, you can pay lower monthly medical aid contributions when you use Momentum Medical Scheme's Associated providers. These include private hospitals, general practitioners, and pharmacies.

You can also choose State healthcare facilities to receive your chronic benefits, which will reduce your monthly medical aid contributions even further.

Select option


Calculate how much you can save as a single member.

Medical aid contribution savings

This is how much you can save on the Custom Option as a single member.

1. Select hospital provider

Your choice for planned procedures. In the event of a medical emergency, you can go to any hospital, regardless of your hospital choice.


2. Select chronic provider

Your choice of provider for chronic medication and treatment.



Savings

Monthly contribution

R4 047 R3 596 R2 997 R3 393 R3 033 R2 353
Monthly contribution
R3 078 R2 762 R2 303 R2 580 R2 330 R1 808 R1 808
Total savings
R0 R316 R775 R498 R748 R1 270
The actual amount you save depends on your medical aid option, the number of dependants on Momentum Medical Scheme, as well as your choice of providers.


Calculate how much you can save as a single member.

Medical aid contribution savings

This is how much you can save on the Custom Option as a single member.

1. Select hospital provider

Your choice for planned procedures. In the event of an emergency, you can go to any hospital, regardless of your hospital choice.


2. Select chronic provider

Chronic medication is the treatment for certain life-threatening conditions that need ongoing treatment.



Savings

Monthly contribution

R5 457 R4 686 R3 801 R4 827 R4 306 R3 060
Monthly contribution
R4 827 R4 306 R3 060 R5 457 R4 686 R3 801
Total savings
R0 R771 R885 R630 R1 151 R2 397
The actual amount you save depends on your medical aid option, the number of dependants on Momentum Medical Scheme, as well as your choice of providers.


Calculate how much you can save as a single member.

Medical aid contribution savings

This is how much you can save on the Custom Option as a single member.

1. Select hospital provider

Your choice for planned procedures. In the event of an emergency, you can go to any hospital, regardless of your hospital choice.


2. Select chronic provider

Chronic medication is the treatment for certain life-threatening conditions that need ongoing treatment.



Savings

Monthly contribution

R10 381 R9 160 R8 196 R9 129 R8 253 R7 215
Monthly contribution
R8 605 R7 664 R6 827 R7 567 R6 905 R6 009
Total savings
R0 R941 R1 778 R1 038 R1 700 R2 596
The actual amount you save depends on your medical aid option, the number of dependants on Momentum Medical Scheme, as well as your choice of providers.

Custom, Incentive, and Extender Option providers

On the Custom, Incentive, and Extender Options, members can choose between Any and Associated hospitals as their hospital provider and Any, Associated or State for their chronic benefits.

Couple

Ingwe Option providers

On the Ingwe Option, members can choose between Any, Ingwe Network and Ingwe Connect Network hospitals as their hospital provider, and Ingwe Primary Care Network, Ingwe Active Network or State facilities for their Chronic and Day-to-day Benefits.

The option provides dentistry and optometry benefits from a list of providers. A specific list of tariff codes is covered for dentistry, pathology, and radiology.

Young man sitting on a bench outdoors, smiling while looking at his cell phone, reading up on Momentum’s Evolve medical aid option.

Evolve Option providers

On the Evolve Option, members need to use Evolve Network hospitals for hospitalisation and State facilities for chronic benefits.

An elderly woman and man, happily riding horses outdoors with mountains in the background.

Summit Option providers

Members on the Summit Option may use any provider.

Important to know

When choosing Associated hospital provider

If you choose Associated hospitals as your preferred provider for Major Medical benefits and do not use one of the Associated hospitals, a 30% co-payment will apply on the hospital account. Momentum Medical Scheme will be responsible for 70% of the negotiated tariff, provided authorisation would have been granted according to the rules of the Scheme.

When choosing Associated chronic provider

If you choose Associated chronic provider, you'll have to obtain any chronic prescription from an Associated GP and chronic medication from Medipost, subject to an entry-level formulary. If you choose to obtain your chronic prescription from a non-Associated GP, the Scheme will pay 50% of the Momentum Medical Scheme Rate for the consultation.
Similarly, if you choose to obtain your chronic medication from a pharmacy other than Medipost, the Scheme will pay only 50% of the formulary price.

When changing provider choice selected

Changes to the choice of healthcare providers can only be exercised when option changes are done at the end of every year, to be effective from 1 January. Regardless of the choice of provider, the benefits available will remain the same.

Want a quote?

You'll get a quote reflecting the medical aid contribution at the end of the process.

Need advice?

An accredited healthcare consultant will call you to discuss our medical aid options and benefits.

Contact Momentum Medical Scheme



Join an online help session.



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Closed on Sundays and public holidays.


Available 24 hours a day, 7 days a week, 365 days a year.


Available 24 hours a day, 7 days a week, 365 days a year.



Available 24 hours a day, 7 days a week, 365 days a year.

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