Business insurance
Momentum business insurance meets your unique South African business needs with comprehensive cover for unforeseen incidents, loss, or damage, ensuring peace of mind and financial protection.
Our flexible business insurance adapts to your unique needs with stand-alone cover or tailored industry add-ons.
- No hidden costs—just “one incident, one excess” for straightforward claims.
- Business insurance cover tailored to protect your business from unexpected risks and challenges.
- Protect your business with the right cover—schedule a call for a personalised business insurance quote from Momentum Insure.
Comprehensive commercial insurance for all your business needs
We’ve got your business covered comprehensively from day one with tailor-made or stand-alone insurance options designed just for your needs!
Stand-alone insurance cover
Business car insurance
Speak to a financial adviser about getting a business insurance quote for registered cars, motorcycles, trucks, and other work vehicles, covering theft, damage, and lost-key replacement.
Buildings combined insurance
Protects your office, outbuildings, fixtures and fittings in the event of damage which may be caused by a force of nature, an explosion, or leakage (water systems).
Office contents insurance
Covers your movable property, like office furniture, inside the building at your business address to ensure business continuity.
Commercial fire insurance
Covers your business's building, permanent fittings, and goods, against loss or damage caused by fire, acts of nature, and explosions.
Electronic equipment insurance
Cover for your business's electronics such as computers, licensed software, and printers.
Add-on cover options
Enhance your stand-alone cover option by protecting your entire business with our customised add-ons that protect your property and cover you against unforeseen incidents, losses, or damages.
Business all-risk insurance
Protects your business items that are regularly moved from the insured premises to anywhere in the world.
Public liability insurance
Protects you for damages that you or any person associated with your business may be held legally liable to pay after an insured incident.
Fidelity insurance
Covers you for losses due to fraud or theft by your employees, directors or anyone else colluding with an employee.
Money insurance
Protects cash, cheques, postal and money orders against loss or damage inside your business premises.
Goods-in-transit insurance
Covers goods used as part of your stated business while they are being transported within South Africa.
Motor traders insurance
Covers damages that you're liable to pay for after an incident relating to your motor-trade business.
Glass insurance
Covers all fixed windows, doors, mirrors, furniture, and other fixed glasses available at your business premises.
More value with Momentum business insurance
No hidden costs
Our excesses are fixed with no hidden costs because we believe in one incident, one excess, regardless of the nature and value of the claim.
Momentum Assist
When you need help for roadside, medical, and legal emergencies, Momentum Assist will be there for your business 24/7/365.
Business insurance FAQS
Car and home insurance for individuals
At Momentum Insure, we provide you with reliable short-term insurance to protect your valuables you worked hard for like your car, home, and other personal belongings. You get cover tailored to your needs, with extra rewards and benefits.