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page.keywordsEmployee benefits, Medical aid for employees, Retirement annuities for employees, Group insurance, Business short-term insurance, Key person life insurance, Workplace health and wellness
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Business insurance

Momentum Insure’s business insurance solutions are flexible enough to suit your unique South African business requirements. We’ll cover your business comprehensively from unforeseen incidents, loss or damage.

  • Choose from our stand-alone business insurance cover or add customised add-on cover to enhance your stand-alone cover.
  • Comprehensive business insurance solutions for loss or damage.
  • No hidden costs because we believe in “one incident, one excess.”
  • Request a call back and leave your details for a financial adviser to help you with a tailored business insurance quote.

What makes us different

We've engineered our competitive and comprehensive short-term insurance to protect your business from a wide range of unforeseen events. We understand that your business is unique, that's why we design your cover based on your business needs.

When it comes to claims, we understand that engaging with you in a quick and efficient manner is important. That’s why our claims consultants will handle your claim from the get-go and answer all your questions and concerns to ensure you’re up and running in no time.

We provide insurance cover for a range of different business needs

Stand-alone insurance cover

We understand that starting and keeping a business running can be daunting. That’s why we ensure you’re covered comprehensively from the beginning with our tailor-made, stand-alone cover options that speak to your business needs.

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Business car insurance

Covers all registered cars, motorcycles, trucks and any other type of vehicle used to run your business against theft, damage, and lost-key replacement. Speak to a financial adviser about covering your fleet vehicles.

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Buildings combined insurance

Protects your office, outbuildings, fixtures and fittings in the event of damage which may be caused by a force of nature, an explosion, or leakage (water systems).

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Office contents insurance

Covers your movable property, like office furniture, inside the building at your business address to ensure business continuity.

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Commercial fire insurance

Covers your business' building, permanent fittings, and goods, against loss or damage caused by fire, acts of nature, and explosions.

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Electronic equipment insurance

Cover for your business' electronics such as computers, licensed software, and printers.

Add-on cover options

Enhance your stand-alone cover option by protecting your entire business with our customised add-ons that protects your property and covers you against unforeseen incidents, losses, or damages.

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Business all-risk insurance

Protects your business items that are regularly moved from the insured premises to anywhere in the world.

Passenger view from behind the driver’s seat – you can see the driver’s left shoulder, part of the seat belt strapped over the shoulder, the steering wheel, and the air vent.

Public liability insurance

Protects you for damages that you or any person associated with your business may be held legally liable to pay after an insured incident.

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Fidelity insurance

Covers you for losses due to fraud or theft by your employees, directors or anyone else colluding with an employee.

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Money insurance

Protects cash, cheques, postal and money orders against loss or damage inside your business premises.

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Goods-in-transit insurance

Covers goods used as part of your stated business while they are being transported within South Africa.

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Motor traders insurance

Covers damages that you're liable to pay for after an incident relating to your motor-trade business.

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Glass insurance

Covers all fixed windows, doors, mirrors, furniture, and other fixed glasses available at your business premises.

Why Momentum business insurance?

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No hidden costs

Our excesses are fixed with no hidden costs because we believe in one incident, one excess, regardless of the nature and value of the claim.

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Momentum Assist

When you need help for roadside, medical, and legal emergencies. View the Momentum Assist brochure for more information.

Want more information about business insurance?

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Car and home
insurance for individuals

At Momentum Insure, we provide you with reliable short-term insurance to protect your valuables you worked hard for like your car, home, and other personal belongings. You get cover tailored to your needs, with extra rewards and benefits.

More on Momentum Insure

Momentum Insure

Momentum Insure Legal and Compliance

Submitting a car or home insurance claim

Need short-term insurance cover?

Get an insurance quote and save

Contact Momentum Insure

Roadside and emergency services

Available 24 hours a day, 7 days a week, 365 days a year.

Sales and client services

Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.


Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

Insurance ethics and fraud report line

Available 24 hours a day, 7 days a week, 365 days a year.

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