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A happy young family sitting in their living area accessing their 30% cashback benefit on a laptop and feeling safe and secure that all their belongs are insured. A happy young family sitting in their living area accessing their 30% cashback benefit on a laptop and feeling safe and secure that all their belongs are insured.

Momentum Select

Personalise your car, home and portable possessions insurance

Fully live your go-getter lifestyle with Momentum Insure, knowing you and your personal belongings are safely protected. Choose what matters most to you with our flexible and convenient car and home insurance.

  • Insurance cover to suit your unique lifestyle.
  • Value for money with up to 30% cash back on your paid premiums, even if you claim, with your yearly Safety Returns.
  • A short-term insurer that goes beyond safeguarding your belongings and makes you and your loved ones feel safe.

What you get with Momentum Select car and home insurance

Customised cover

Even when your needs change, you can customise your car and home insurance cover to suit your go-getter lifestyle with optional extras like female handbag cover, Momentum Rewarder, scratch and dent cover, tyre cover, and so much more.

You don’t pay extra for rewards and the safety features

Safety Returns, Safety Alert, Momentum Assist, are included at no additional cost.

Get an obligation free quote to cover your car, home contents, and valuables.

Select insurance cover options

Customise your cover option to suit your unique needs.

Husband and wide busy washing their white car and playfully throwing water at each other.

Car insurance

We keep you protected and give you peace of mind on your journeys.

  • Cover for your vehicles including motorcycles, trailers, caravans, and watercraft.
  • No excess on windscreen repair, and loss or damage of sound equipment.

A pregnant woman standing and looking outside the kitchen window in her insured home.

Home contents insurance

Cover options include Comprehensive Contents or Contents cover excluding theft. Some extensions automatically include cover for loss or damage caused by:

  • Power surges or dips
  • Burst water heating systems (like a burst geyser), and pressurised pipes.
  • Pests and vermin
  • Transportation of belongings, and so much more.

A man in a suit sitting by the window and waering headsets with his bicycle parked next to him.

Buildings insurance

Comprehensive homeowners cover includes loss or damage to buildings caused by fire, explosion, acts of nature, impact, and theft.

  • Building cover includes the cost of hiring security guards to prevent further damage following an insured event.
  • Compensation for amounts owed to local authorities for loss of water due to leaking pipes.

A red-haired lady in shades lying next to a pool and taking a selfie.

Portable possessions insurance

This is cover for all your personal belongings that you carry daily.

  • We cover items like cell phones, laptops, handbags, clothing, car seats, jewellery and more.
  • Caravan contents and/or camping equipment including household goods temporarily used for holiday purposes.
  • Cover for any stamp or coin forming part of a collection, medals,
    or Krugerrands.

A female amateur photographer placing all her insured and expensive camera lenses on a table.

Personal enthusiasts insurance

Designed for the adventurer, sports enthusiast, thrill- seeker and even the budding artist in you, to protect the belongings that allow you to explore your passion. Includes cover for:

  • Any hobby equipment used for indoor and outdoor activities for social, domestic, entertainment, and professional purposes such as bicycles, cameras, fishing equipment, and more.
  • Loss or damage to hobby equipment and apparel away from home or left inside a vehicle.
  • Theft of racks or carriers secured to the vehicle.

A couple in their house is reviewing their liability claim with their neighbour at a kitchen counter, feeling confident that they're legally and financially covered.

Personal liabilities insurance

Refers to a situation where you are legally liable for accidental death or injury to others or accidental loss of or damage to property belonging to others.

  • Covers legal costs to settle or defend claims against you that occurred at your insured address.
  • Compensation for liability or loss arising from fraudulent use of your credit, debit, or SIM (subscriber identity module) cards by any person who is not a member of your family or household.

Momentum Insure’s range of short-term insurance solutions covers all your priorities at each life stage. Speak to one of our advisers for an obligation free insurance quote.

Want to know more?

For more information, download the brochure below.

Benefits and rewards

We don’t just keep your belongings safe; we help you feel secure knowing that your loved ones are protected and safe when life happens with these free features.

Safety Returns

Earn up to 30% cash back on your premiums every year, even if you claim. Rewards are based on your Safety Score, the number of Safe DayzTM earned, activation of Safety Alert, and other safety features that keep you and your family safe.

Safety Alert

Sometimes the person you want to keep safe isn't you. Safety Alert is a free panic button feature on the Momentum App that you can easily activate to use. We don't only keep you safe, but we keep the people you love safe too.

Momentum Assist

We’re all about keeping you safe. That is why you can also get 24/7/365 roadside assistance, home assistance, and medical and legal assistance in any emergency, anywhere in South Africa.

Optional extras

Personalise your cover by adding any of these optional benefits and rewards.

Scratches on a red car above the wheel.

Scratch and Dent cover

Cover for minor exterior damages to the vehicle with an unlimited number of repairs of chips, dents and scratches, wheel rims and mag wheels, and tar removals.

A car tyre being worked by a mechanic who's wearing gloves. Tyre cover is an optional benefit with Momentum Insure. It covers for loss or damage to tyres fitted to your insured vehicle.

Tyre cover

For loss or damage to tyres fitted to your insured vehicle that are accidentally damaged beyond repair.

A young woman using the HomeDrive facility through Momentum Insure while sitting in the back seat of the car while the driver takes her safely home.

HomeDrive

Getting you and your car home safely when you’re unable to drive or when you just want a personal chauffer to get you around.

Other insurance cover options from Momentum Insure

Personalise your cover by adding any of these optional benefits and rewards.

A mum and her 2 children sitting on the couch all embracing and keeping close to her.

Momentum Priceless

Car cover for the person who is focused on creating wealth and protecting their hard-earned vehicle.

A man in a blue suit, white shirt and blue tie standing next to his car looking at his phone while smiling as his personalised car and home insurance quote was just sent through.

Momentum Envoy

Designed for the high net worth individual, Momentum Envoy understands the importance of reputation, trust, expert advice and that personal touch.

An elderly couple out on a hike, with the husband lifting his wrist as both of them check out the recorded data on his insured fitness watch.

Momentum 55+

For individuals 55-years and older who take care of their belongings with added care, with a little added TLC that deserves to be rewarded.

A lady standing in a nursery with flowers in the background working on a laptop, wearing a red apron.

Business Insurance

Competitive solutions designed to suit your unique business needs, protect your business from unforeseen events, and handle claims efficiently and swiftly.

Friendly dog in lion costume standing at the door as delivery man makes a delivery in Momentum Insure Science of Safety TV commercial.

Science of Safety

We believe that when you feel safe, you have the confidence to handle any situation. Momentum Insure is committed to taking a leading position in making clients feel safe and giving them the confidence to remove uncertainties to live life optimally.

More on Momentum Insure

Momentum Insure
FAQs

Momentum Insure Legal and Compliance

Submitting a car or home insurance claim

Need short-term insurance cover?

Get an insurance quote and save

Contact Momentum Insure




Available 24 hours a day, 7 days a week, 365 days a year.




Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.




Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.



Available 24 hours a day, 7 days a week, 365 days a year.

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