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Life insurance

Get a life insurance quote that helps you save every month. LifeReturns® uses the latest technology to quickly and accurately assess your health risk factors to calculate your personalised life insurance premium discount.

  • Save up to 35% on your monthly premium with a personalised LifeReturns® premium discount.
  • Secure a lump sum payout for your loved ones and ensure their financial security in the event of your passing.
  • Protect your income in the event of permanent disability, serious illness, impairment or loss of income.
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Our cover options

Find the right life insurance cover option for your specific needs. Our range of life insurance solutions offer choice and flexibility to suit your current life stage.

Move to one of the best life insurance companies in South Africa. Move to Momentum. Our policyholders trust our life insurance cover options to provide financial protection against illness, injury, disability, loss of income or death. Get a life insurance quote online in 3 minutes.

Life cover

Financial protection for your family when you pass away, to make sure they’re provided for.

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Disability cover

Receive a lump sum payment if you’re permanently unable to work, or a percentage payment if you become moderately impaired.

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Income protection cover

Pays you a monthly income if you’re permanently or temporarily unable to work, due to disability, impairment or illness.

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Critical illness cover

Financial cover for in- and out-of-hospital expenses in the event of you being diagnosed with a critical illness.

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Estate Provider Benefit

Covers the costs and fees associated with winding up your estate.

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Home Loan Bond Protection Benefit

Comprehensive home loan protection in the event of critical illness, disability or death.

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YOUR LIFE. YOUR DISCOUNT.

Save money on your life cover premium

Get affordable life cover that helps you save every month. LifeReturns® uses the latest technology to quickly and accurately assess your health risk factors to calculate your personalised life cover premium discount.

Learn more

Momentum life insurance for you & your family

Select an affordable life insurance plan tailored to your needs. Enhance your cover with critical illness cover, disability cover, functional impairment cover or income protection cover for added peace of mind.

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Flexibility to structure benefits to suit your needs

Empowering you to choose your own cover according to what is important to you; be it leaving a legacy or protecting yourself from unexpected events.

Explore cover options
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Truly the first of its kind with innovative benefits

We offer unique benefits and features in South Africa and the world, including LifeReturns, Longevity Protector and Breadth of Cover Guarantee.

LifeReturns Longevity Protector Breadth of Cover Guarantee
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Delivering on our promise to pay valid claims

When your journey becomes difficult, you can trust us to deliver on our promise to pay all valid claims because every claim that we pay is our promise kept.

Claims stats 2022

Want to know more about life insurance?

How to submit a claim

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Latest claims stats

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Are you owed insurance money?

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Momentum Wills and Trust

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Want a quote?

You’ll get a quote reflecting your premium and LifeReturns® premium discount at the end of the process.

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Need advice?

Discuss the benefits of having life insurance with a certified financial adviser.

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MOMENTUM Corporate

Business assurance

Our market-leading business assurance gives you and your business the products you need to ensure the seamless continuity of your business if you become critically ill, impaired, injured or die.

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Contact Momentum life insurance


+27 11 505 1199

[email protected]

Business hours are Monday to Friday from 08:00 to 17:00. We're closed on weekends and public holidays.

0860 665 432

[email protected]

Business hours are Monday to Friday from 08:00 to 17:00. We're closed on weekends and public holidays.


0860 441 111

[email protected]

[email protected]

[email protected]

Please use the applicable email address above for your relevant claim type. If you send your claim documents to the incorrect email, your claim handling could be delayed.

International number:

+27 11 505 1552

Our business hours are Monday to Friday from 08:00 to 17:00. We’re closed on weekends and public holidays.

Other Momentum contacts

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