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Get an insurance quote and save
A beautiful and clean kitchen countertop with a kettle on the stove, love fresh flowers, and a tray of fresh fruit alongside the delicious monster plant.

Home insurance

Get tailored home insurance to protect all the valuables in your home and outbuilding, big or small. Get peace of mind with:

  • Cashback rewards for engaging with our safety solutions.
  • 30% off the Maxidor Ultra range to protect you and your family.
  • FREE 24/7 emergency assistance.
Get an insurance quote and save

Why home contents insurance is important

A husband and wife standing in their living room holding buckets to catch the water falling from the ceiling. The husband is on the phone with his insurance company.

Anything can happen to your home and its contents, making planning for the unexpected a necessity. With home contents insurance, you can get cover on your home valuables against theft or damage.

Momentum Insure’s home contents insurance

A family of five sitting on their couch in the lounge watching TV.
A family of five sitting on their couch in the lounge watching TV.

What we cover

At Momentum Insure, we cover all personal possessions in your home that belong to you and members of your household. These specifically refer to items that remain in your home, and do not leave your home when travelling. This includes cover for loss or damage to household goods temporarily removed from your home.

A woman in a check shirt kneeling to mop up water with an absorbent sponge leaking from the pipe from the wall.
A woman in a check shirt kneeling to mop up water with an absorbent sponge leaking from the pipe from the wall.

What incidents we protect you from

Any loss or damage that occurs from burglary, fire, explosion, acts of nature, subsidence, and burst pipes and geysers.

A lady in a red jersey stands opposite her claims assessor, holding a clipboard, looking at her ceiling damage after a heavy storm. The lady has home insurance with Momentum Insure.
A lady in a red jersey stands opposite her claims assessor, holding a clipboard, looking at her ceiling damage after a heavy storm. The lady has home insurance with Momentum Insure.

Building insurance

Additional comprehensive homeowners cover includes loss or damage to buildings caused by fire, explosion, acts of nature, impact, and theft. Building cover includes the cost of hiring security guards to prevent further damage following an insured event. Compensation for amounts owed to local authorities for loss of water due to leaking pipes.

Home insurance quotes

Whether you’re focused on creating wealth or looking to protect your hard-earned valuables, we offer a range of home insurance solutions to suit your needs. Simply start by getting a home insurance quote.

Find the right home insurance cover to suit your needs

Momentum Insure’s home insurance solutions have been designed to protect you and your loved ones and the things you value the most.

A small, happy family of three interacting in a living room as dad eats his lunch and mom plays with the kid.

Momentum Select

Protect the home and personal belongings you’ve worked hard for.

A mum and her 2 children sitting on the couch all embracing and keeping close to her.

Momentum Priceless

Get peace of mind that your home and personal belongings are covered while you focus on growing your wealth.

A man in a blue suit, white shirt and blue tie standing next to his car looking at his phone while smiling as his personalised car and home insurance quote was just sent through.

Momentum Envoy

We cover your home and personal belongings with the expertise you’ve come to expect.

An elderly couple out on a hike, with the husband lifting his wrist as both of them check out the recorded data on his insured fitness watch.

Momentum 55+

Get home and personal belongings cove that cares for all that you’ve worked hard for just like you do.

Benefits and rewards

Enjoy the Momentum Safety Returns rewards program and our industry-leading features like Safety Alert and Momentum Assist, wherever you are.

Safety Returns

Earn up to 30% cash back on your premiums every year, even if you claim. Rewards are based on your Safety Score, the number of Safe DayzTM earned, activation of Safety Alert, and other safety features that keep you and your family safe.

Safety Alert

Sometimes the person you want to keep safe isn't you. Safety Alert is a free panic button feature on the Momentum App that you can easily activate to use. We don't only keep you safe, but we keep the people you love safe too.

Momentum Assist

We’re all about keeping you safe. That is why you can also get 24/7/365 roadside assistance, home assistance, and medical and legal assistance in any emergency, anywhere in South Africa.

More on Momentum Insure

Momentum Insure
FAQs

Momentum Insure Legal and Compliance

Submitting a car or home insurance claim

Need short-term insurance cover?

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Contact Momentum Insure

Roadside and emergency services




Available 24 hours a day, 7 days a week, 365 days a year.

Sales and client services





Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

Claims





Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

Insurance ethics and fraud report line




Available 24 hours a day, 7 days a week, 365 days a year.

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