Smart Solutions
Our cutting-edge range of Smart Solutions empowers your employees to make informed decisions to boost their retirement savings and increase their overall physical and financial health. Striving to create engaging experiences for our members, we remain at the forefront of helping them make smart financial decisions and connecting with them in diverse and innovative ways.
- An award-winning range of Smart Solutions.
- The right information when needed, enabling smart decisions.
An innovative range of Smart Solutions to boost your employees' journey to success
Our growing range of Smart Solutions provides employees with information to enhance their financial knowledge, stay on top of their employee benefits and make better informed decisions about their money and financial future.
Retirement benefit counselling
Employees make several key decisions during their employment, from changing their fund contributions or investment portfolios to preserving when changing jobs or buying an annuity at retirement. Our financial coaches (retirement benefit counsellors) help employees understand their options in simple, practical terms.
Our financial coaches are here to help
Default retirement regulations require that all retirement funds provide retirement benefit counselling to their members. Our financial coaches help members make informed product choices, based on their needs, by helping them understand financial concepts like their:
- Fund contribution and investment choices and how they shape retirement outcomes.
- Preservation, retirement options and tax implications linked to withdrawals.
- Insurance and beneficiary nominations including cover and estate planning.
- Exit and retirement requirements ensuring a smooth, well-guided transition.
Employee engagement channels
All forms of engagement and communication are aimed at simplifying often complex information and, in doing so, educate and help members through their decision-making process. Members can access our services through these channels:
WhatsApp and email services
Members can contact our financial coaches (retirement benefit counsellors) through WhatsApp and email.
Digital engagement
Members have access to easy-to-use digital platforms to help them make better informed financial decisions at key points on their life journeys.
Member Hub
Our Member Hub gives members access to personalised financial tools, educational resources, and self-service support. From financial tips and explainer videos to downloadable guides and calculators, members can easily find information that empowers them.
Smart Moves
Smart Move is a cellphone friendly digital solution that empowers members to make better financial decisions when they resign from their job. It assists them to make informed decisions by creating awareness about the importance of keeping their retirement savings invested, as well as the tax impact of taking their available components in cash. Smart Move also reduces the administration burden on you the employer by making the process quick and easy.
Smart Underwriting
The first group insurance digital underwriting solution available in South Africa.
This is a solution that allows employees to complete their underwriting by answering a few short, easy-to-understand questions about their health and lifestyle in a fully secure and private digital space. It only takes an average of 10 minutes and feedback is immediate, so at the end of the process, employees know the result.
Employees will receive personalised health tips and guidance, based on their health profile. This creates awareness of potential health risks and may trigger the appropriate change to their lifestyle.
Smart Claims
Simplifying death and funeral claims through technological innovation.
Smart Claims is our verifiable technology-based solution that simplifies death and funeral claims at a time when employees or their families are emotionally vulnerable and value simplicity and speed. It makes Momentum Corporate the industry leader in claim innovation through technological advancements.
Our simplified process improves the claims experience for the bereaved family in their time of mourning. By reducing the amount of supporting documents required, we make it possible to submit claims quicker, and have them paid out faster.
Smart Onboarding
As an employer, you want your employees to make smart financial decisions. You also want them to interact with the employee benefits that you provide to them. As your partner we can help your employees on their journey to financial success.
Smart Onboarding is an interactive digital solution designed to connect with new participating employers’ employees who join the FundsAtWork Umbrella Pension or Provident Fund, either through our mobi site. Smart Onboarding allows them to confirm their personal and contact information, understand their benefits through the education portal, and receive a gift!
Smart Benefit Statement
Provides a detailed overview of members' employee benefits, including retirement savings amount, insurance benefits, and other financial products offered by you, the employer.
It is designed to give members a clear picture of their current benefits and options, helping you make informed decisions about their financial future and retirement planning.