Health4Me
Affordable medical insurance for businesses in South Africa
Private healthcare solutions like medical schemes are too expensive for most of the South African workforce. Momentum’s Health4Me offers employer groups cost-effective medical insurance.
- For employees earning less than R40 000 per month.
- Helps improve productivity.
- Extensive Day-to-day benefits from a network of providers and Major medical event benefits.
What we do
Research shows that a lack of affordable healthcare is a leading cause of employee absenteeism. Health4Me was designed to provide your employees with access to quality, private healthcare and additional benefits through a network of providers.
Our building-block approach enables you to structure your benefits specific to your employees’ needs and available budget. By partnering with us, you can extend the benefits of private healthcare, a doctor on call, employee assistance, and wellness education to your workforce, thereby improving the well-being of your employees and your company’s bottom line.
Who is eligible?
- Employees earning a monthly income of less than R40 000.
- Employees 18 years and older, for as long as they are actively employed.
- Employer groups with 5 or more employees.
Health4Me benefits
By providing your workforce with affordable healthcare, you and your employees can benefit in the following ways:
Employer benefits
Empowers your employees
Empowered employees take better care of their health, which improves their lifestyle and increases life expectancy.
Improves wellness
Employees have access to quality, private healthcare every day that will improve the illness trends that cripple employer groups.
Improves productivity
Healthy employees are more productive, which means your company’s bottom line doesn’t suffer.
Reduces absenteeism
Healthy employees who have access to healthcare get sick less often and take less time off work.
Encourages loyalty
Employer groups that provide healthcare solutions to their employees foster loyalty.
Reduces staff turnover
Productive and loyal employees stay with their employer longer thereby reducing staff turnover.
Member education
We provide your staff with training on how to access and use their benefits.
Employer support
We provide you with employer web portal training to show you how to manage your company profile online.
Reporting and illness trend information
Bi-annual reporting shows you the value we offer your employees on Momentum Health4Me.
Employee benefits
Extend benefits
to family
Employers can choose to extend benefits to their employees’ spouses and children.
Tailored
health insurance
Affordable and flexible offerings to suit diverse healthcare needs.
Access to a wide network
of providers
Members can use any Network doctors, dentists, and optometrists.
Pharmacy delivery
Medipost delivers chronic medication to a member’s home or office.
Expecting moms
Maternity benefits such as scans and tests.
Accident and emergency cover
Covers casualty and in-hospital treatment for accidents and certain emergency events (heart attacks and strokes).
Hospital cash and maternity lump sum benefit
Pays a daily benefit amount for hospitalisation and a maternity lump sum benefit in the event of childbirth.
Funeral benefit
Pays for funeral expenses in the event of death.
What we offer
Momentum Health4Me offers employer groups great value by applying our extensive experience and skill in the field, as well as our strong provider network partnerships, to facilitate cost-effective provision of Day-to-day and Major medical event benefits to your employees.
Day-to-day benefits
The Health4Me Day-to-day benefits cover your employees’ everyday healthcare needs. They include benefits such as GP and specialist visits, chronic and HIV benefits, maternity, dental and optical benefits, and much more. There are 3 options to choose from, Bronze, Silver and Gold.
Want to know more?
Download one of the option brochures to learn more.
Major medical events benefits
Major medical event benefits can only be taken in conjunction with Health4Me Day-to-day benefits. These benefits provide employees with access to accident and emergency cover, hospital cash and maternity lump sum benefit, as well as funeral benefit (includes repatriation benefit). There are two options to choose from, Base and Standard.
Want to know more?
Download one of the option brochures to learn more.
Health4Me network providers
Download the relevant provider list.
Value-added benefits
A few added benefits to enhance our healthcare solutions for you and your employees. All these benefits are free.
More4Me
Members on Momentum Health4Me can get free monthly airtime, data, Shoprite and Checkers vouchers or Takealot vouchers with More4Me.
Hello Doctor
Hello Doctor gives Health4Me members access to doctors, anytime, anywhere, through their mobile phone. Members can text or talk to a registered medical doctor for free, 24/7/365.
Employee Wellness Programme
To help your employees cope with life’s pressures, we give them access to psychological counselling and a range of wellness services. We also provide legal assistance, credit health, and debt management services.
How to join
Employers can sign up for Health4Me in three easy steps.