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Affordable medical aid

Overview Our options Compare options
Benefits
In-hospital Benefit Health Platform Benefit Day-to-Day Benefit Chronic Benefit
Complementary products
HealthSaver+ Momentum Multiply Hello Doctor+ GapCover+
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Submit a claim Contact us
Our options
Evolve Custom Incentive Extender Summit Ingwe Save with Provider Choice
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Short-term insurance cover

Overview Car insurance Home contents insurance Building insurance
Get help
Frequently asked questions Contact us
Benefits & Rewards
Our benefits & rewards Safety Returns Safety Alert Momentum Assist Accident Alert
Chapters in our journey
Science of Safety Safety for Sure Momentum Futures
Other
Business insurance Legal & Compliance
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Life insurance cover

Overview Calculate your discount Latest claims stats
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How to submit a claim Contact us
Cover options
Life cover Disability cover Income protection cover Critical illness cover Bond protection insurance Functional impairment cover
Industry leading benefits
LifeReturns Longevity Protector Breadth of Cover Guarantee
Other
Are you owed insurance money? Business continuity assurance
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Local & offshore investing

Overview Local investing overview Offshore investing overview Guaranteed solutions Partner solutions
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Two-pot client support services Contact us
Local investing
Investment Platform: Momentum Wealth Local fact sheets Tax-free investing Retirement investing
Events and Webinars
Wealth Matters Global events Other events
Offshore investing
Investment Platform: Momentum
Wealth International Offshore fact sheets Momentum Global
Investment Management Offshore investing guide Global matters
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Long-term savings plans

Overview Resource centre Our team
Our savings products
Retirement savings plan Education savings plan Endowment savings plan
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Two-pot client support services Frequently asked questions Contact us
Resources for individuals
Brochures Forms Fund fact sheets How-to guides
Media centre
Press releases Videos
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Estate planning

Overview Get your Will signed, sealed
& delivered at PostNet
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Estate duty calculator Frequently asked questions Contact us
Our services
Momentum Estate Plan Will drafting Estate cost cover Trust administration Deceased estate administration
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Never settle for the status quo

A couple sits with a financial adviser getting #AdviceForSuccess.

#AdviceForSuccess

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#MomentumFutures

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#SheOwnsHerSuccess

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#ScienceOfSuccess

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Get a car & home insurance quote

Earn up to 30% cashback – even if you claim

Safety Returns rewards you for your safety. Earn up to 30% cashback on your premiums every year – even if you claim.

24/7 emergency assistance

Get free roadside, home, medical and legal assistance 24/7/365 with Momentum Assist.

Safety Alert panic button

Our Safety Alert panic button available on the Momentum App provides real-time protection for you and your loved ones, with over 1,800 emergency responders.

Momentum insurance for your car, home and business

Find short-term insurance solutions designed to help protect what matters most.

Car insurance

Comprehensive car insurance that protects you against theft, accidents, third-party claims, and weather-related damage.

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Home & Building insurance

A combination of building insurance for the structure of your house and home contents insurance for everything inside.

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Business insurance

Tailored commercial insurance designed to protect your business assets, equipment, liabilities, and operations against unforeseen risks.

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What is the purpose of short-term insurance?

The purpose of short-term insurance is to help protect you financially against unexpected events that could result in damage, loss or liability. Whether you're protecting your car, your home or the belongings you value most, the right cover helps reduce the financial impact of everyday risks and gives you greater peace of mind.

Benefits and rewards that put your safety first

Beyond protecting your assets, Momentum Insure provides the best short-term insurance benefits combining practical benefits and digital tools to help you stay safe, manage your cover, and enjoy added value at no additional cost.

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Self-service

  • Submit and track claims quickly
  • Update your policy details anytime
  • Manage everything easily via the Momentum App

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Personal benefits and rewards

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Momentum App

  • Manage your policy and cover in one place
  • Track premiums and rewards easily
  • Access emergency services instantly

Learn more

Why South Africans trust Momentum Insure

I've been a loyal Momentum Insurance customer for a long time, consistently impressed with their car insurance department. Recently, I reconsidered my options after receiving numerous competitor offers. However, after calling Momentum to request a price adjustment, I was blown away! The exceptional service earned me an astonishing R2000 saving.

Phuti

Nicole, I would like to thank you for the outstanding service you have provided to me over the past 8+ years. From handling claims to general inquiries, to being so persistent about downloading the Momentum app—thanks to your persistence, I’ve now downloaded the app and registered for all the safety rewards. To be honest, I can’t imagine any other provider offering a better experience.

Kyle

We unfortunately had to submit a claim for a vehicle accident that turned into the writing off of my mother's vehicle. This was our third claim with Momentum in the time that we have been insured with them. We experienced nothing but world-class service! I can confidently use words like empathetic, friendly and efficient, when thinking about our engagement.

Anonymous

Our short-term insurance awards and recognitions

FIA logo.

FIA Intermediary Experience Awards

Momentum Insure was awarded 2nd place in the FIA Intermediary Experience Awards in the Personal Lines category for short-term insurance.

DataEQ logo.

Insurance Sentiment Index

Momentum Insure was recognised for strong client sentiment and trust and ranked among South Africa’s top 5 insurers in the 2024 Insurance Sentiment Index.

Latest blog articles

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5 road safety tips for South African drivers

 5 MIN READ
A red car on a wet road during heavy rainfall, with storm clouds overhead and trees in the background highlighting climate change and road safety awareness.

The insurance risk of climate change

 7 MIN READ
A cartoon illustration of an African woman in a short-term insurance claim dilemma shouting “aikona” with a speech bubble.

Understanding your home insurance policy

 9 MIN READ
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Need business insurance?

Get commercial insurance to protect your business, equipment, and daily operations against damage, theft, and unexpected loss – so you can stay focused on running and growing your business.

Learn more

More on Momentum Insure

The chapters of our
journey

Learn more

Momentum Insure Legal and Compliance

Learn more

Submitting a car or home insurance claim

Learn more

Get a car and home insurance quote

Speak to a consultant to get a competitive quote.

Get a quote

Follow Momentum Insure

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Contact Momentum Insure


0860 784 767

+27 12 684 5603

Available 24 hours a day, 7 days a week, 365 days a year.

0860 006 784

+27 12 675 3047

[email protected]

Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

[email protected]

Business hours are Monday to Friday from 08:00 to 17:00. Closed on weekends and public holidays.

0860 006 784

+27 12 675 3047

[email protected]

Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

0800 006 156

[email protected]

Available 24 hours a day, 7 days a week, 365 days a year.
Other Momentum contacts

Get an online quote in 60 seconds.

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