Retirement investing | Invest now for your retirement

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Retirement Income Option

Choose to protect a portion of your retirement income for as long as you live. You can add the new Guaranteed Annuity Portfolio if you want to blend certainty and flexibility in one retirement income product.

Minimum investment
From R50 000 lump sum

Investment period
For as long as you live, provided that there is money to pay you an income.

Features
Choose and adapt your income level within the regulated limits.

Enjoy tax-free growth.

Wide choice of investment funds and solutions to suit your needs and goals, including the new Guaranteed Annuity Portfolio.

Choose to protect a portion of your retirement income for as long as you live. You can add the new Guaranteed Annuity Portfolio if you want to blend certainty and flexibility in one retirement income product.

Learn more

Capital Protector

Capital Protector combines a life annuity with a life insurance policy to protect your income and ensure your loved are protected, should you pass away.

Minimum investment
R50 000 lump sum.

Investment period
For the rest of your life.

Features
The income amount is guaranteed.

You can choose that the income amount increases yearly.

You can add your spouse or partner, who will receive an income after your death.

Capital Protector combines a life annuity with a life insurance policy to protect your income and ensure your loved are protected, should you pass away.

Request a call back View brochure (pdf)

Guaranteed Life Annuity

Get peace of mind with a guaranteed life annuity to give you a fixed or increasing income for the rest of your life.

Minimum investment
From R50 000 lump sum.

Investment period
For the rest of your life. 

Features
The income amount is guaranteed.

You can choose that the income amount increases yearly.

You can add your spouse or partner, who will receive an income after your death.

Get peace of mind with a life annuity to give you a fixed or increasing income for the rest of your life.

Request a call back View brochure (pdf)

Interested in investing without a lump sum?

Grow your retirement money in a disciplined way while benefiting from tax incentives with an Investo Retirement Annuity.

Learn more

Happy Indian senior couple eating ice lollies in a park outdoor, old mature couple enjoying retirement life.

When should you start saving for retirement?

Now is the best time. Start early, and save every month. Your financial adviser will show you how you can benefit from compound growth if you start saving and investing from the beginning of your career, compared to people who leave it until later.

The habit of putting money away every month will empower you throughout your life's journey.

Senior couple hugging next to a red vintage car looking at green rolling hills.

Retirement planning

Find a financial adviser near you who can look at your circumstances and help you decide how much you need to save, and what the most suitable investment options are.