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A woman with long curly hair stands holding a tablet, visibly impressed by the good interest rate on the Momentum Money Savings Wallet.

Save money and earn interest daily

With Momentum Money, every rand you save starts working for you immediately.

We maximise your savings by investing your money in the Momentum Money Market Fund, offering a competitive interest rate and immediate access to your funds, unlike the traditional money market fund.

  • Earn a competitive interest rate of 8.84% p.a
  • Your money is invested in one of the best performing local money market funds.
  • The interest is calculated daily and paid out monthly.

Higher returns, lowest investment fees

Wooden blocks stacked at increasing height with a blue arrow depicting growth painted on each stack.

Momentum Money is a Digital Savings Account that offers an innovative savings plan solution that pools and invests clients’ funds into a money market fund, enabling us to provide a compelling interest rate at reduced fees.

  • An annual investment fee of 0.115% is deducted by the fund manager, Momentum Collective Investments, before the interest is paid.
  • There is an annual admin fee of between 1% and 1.4%. The higher your savings balance, the lower your admin fee!
  • You need a minimum balance of R25 in your Savings Wallet to keep your account active.

Two mobile screens displaying the Momentum Money App dashboard. One of the screens shows the balance on the Savings Wallet and the Payment Wallet.

Open your account on the Momentum Money App

We've removed the hoops and hurdles to make signing up for a Momentum Money Digital Savings Account effortless.

Download the App and sign up for an account in just under 2 minutes. We've kept the admin minimal to fast track your journey to financial success.

Download the Momentum Money App. Available on your favourite App store.
Sign up with your details. Create a profile, verify your cell phone number, and activate your account.
Make your first deposit. Start with any amount.
Apply for a card. Get real-time access to your money when you need to make a purchase online or in-store, anywhere in South Africa.

Download the Momentum App from the Huawei AppGallery today.

Momentum Money FAQs

Find all the answers you need in our frequently asked questions section.

Where do I find my account details to make deposits?

Click "Add money" on the Momentum Money App to see your account details. Your deposits will be reflected in your Payment Wallet. Remember to transfer money to your Savings Wallet to start earning interest.
Why do my Momentum Money account details say Sasfin?

We have partnered with Sasfin Bank to allow you to deposit money into your Momentum Money Payment Wallet.
After making a deposit, when will I start earning interest?

The money you deposit will reflect in your Payment Wallet. Simply transfer money to your Savings Wallet to start earning interest daily.
How can I access funds in my Momentum Money?

You can swipe your Momentum Money Visa card online and in-store countrywide. You can also make cardless payments via Scan to Pay at participating retailers, and send money to other people with Momentum Money.

Sign up for Momentum Money

Are you interested in a Momentum Money Digital Savings Account? Give us a call and speak to a friendly service champion, or simply open an account on the Momentum Money App in under 2 minutes.

Contact Momentum Money

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Open 24 hours, 7 days a week, including public holidays.

Client services

Our business hours are Monday to Friday, 07:00 to 19:00. We're closed on Sundays and public holidays.

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