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Medical aid plans

With Momentum Medical Scheme, you can access a wide range of medical aid plans and industry-leading benefits.

Whether you’re a student looking for the most affordable medical aid, a young professional, or a breadwinner who needs extensive cover for your whole family in South Africa, you can compare the cover and benefits of 2 or more medical aid plans side-by-side to find the most affordable medical aid option for your needs in South Africa.

Look at our 6 medical aid plans below to find the best medical aid cover to match your budget and needs and get an online quote in 2 easy steps.

Evolve Option

Get cover for hospitalisation from the Evolve Network of private hospitals with no overall annual limit. You have access to 2 virtual doctors’ consultations, and any additional day-to-day benefits are subject to HealthSaver⁺.

from R1 847 per month

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Custom Option

Get comprehensive hospital and chronic cover from Any or Associated providers. You can choose to have access to treatment at any hospital or save on your contribution by electing to use a specific list of private hospitals.

from R2 353 per month

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Incentive Option

Get extensive hospital and chronic cover from Any or Associated providers. 10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.

from R3 060 per month

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Extender Option

Get extensive hospital cover and additional chronic cover from Any or Associated providers. 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses plus you get the Extended Cover benefit once you have reached your Threshold.

from R7 215 per month

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Summit Option

Get unlimited private hospital cover from Any provider. Chronic cover available for an additional 36 conditions at Any provider. Day-to-day benefits are covered up to R31 300 per beneficiary per year.

from R14 903 per month

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Ingwe Option

Get affordable entry-level medical cover - a great student medical aid. Choose to get treatment from Any hospital, the Ingwe Network of private hospitals, or State hospitals.

from R589 per month

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We’ve got you covered with

hospital plans,
medical savings account options,
day-to-day benefits such as unlimited GP visits,
chronic medication benefits.

⁺Momentum Medical Scheme members may choose to make use of additional products available from Momentum Group Limited and its subsidiaries as well as Momentum Multiply (herein collectively referred to as Momentum). Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. Momentum products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the products offered by Momentum.

Disclaimer: Momentum Medical Scheme’s 2025 benefit and contribution amendments have been submitted to the Council for Medical Schemes and are subject to approval by the Regulator.