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page.keywordsLife insurance, Life cover, Disability insurance, Disability cover, Income protection, Critical illness cover, Impairment insurance
Young mom and dad are walking in the park. The dad is carrying his son on his shoulders.

Save on your premiums with LifeReturns

Get a discount off your life insurance premium with LifeReturns®, which offers a personalised discount of up to 35%! LifeReturns uses a modern approach to calculate the maximum discount on your monthly life insurance premium using the latest digital technology to quickly and accurately assess health risk factors used to calculate your monthly premiums' price.

  • A quick verification screening will be done using your smartphone’s camera.
  • No membership cost or paperwork is required to participate in LifeReturns.

For affordable life insurance, move to Momentum.

Start saving on your premiums today

Follow these steps to finalise your LifeReturns premium discount.

Illustration of a gauge indicating what discount applies starting at 5% and ending at 35%.

Step 1

Calculate your LifeReturns
premium discount

See your estimated LifeReturns premium discount of up to 35% by completing 4 quick health questions.

Illustration of a completed online life insurance quote.

Step 2

Complete an online quote

Enter your personal details and select your cover options. Your LifeReturns premium discount will show on your online quote.

Illustration of a cell phone displaying a completed online verification.

Step 3

Confirm your LifeReturns
premium discount

A financial adviser will call you back and send you a link to the Momentum screening App. A quick verification screening will be done using your smartphone's camera.

Contact Momentum
life insurance


Business hours are Monday to Friday from 08:00 to 17:00. We're closed on weekends and public holidays.

Client service and policy alterations

Business hours are Monday to Friday from 08:00 to 17:00. We're closed on weekends and public holidays.


[email protected]
[email protected]
[email protected]

Please use the applicable email address above for your relevant claim type. If you send your claim documents to the incorrect email, your claim handling could be delayed.

International number:

+27 11 505 1552

Our business hours are Monday to Friday from 08:00 to 17:00. We’re closed on weekends and public holidays.

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