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Low-angle perspective of a high-rise building with glass and dark steel.

Retirement Income Option

Retirement is what a lot of people look forward to, but what do you do when the day finally arrives? You’ve been financially preparing and now is the time to enjoy your retired life. One distinct reality is however that your retirement money must keep growing while it gives you an income.

Managing your income during retirement is part of your journey to success – you can protect a portion of your future income for peace of mind with our unique Guaranteed Annuity Portfolio. We know your needs are unique – whether you plan to relax and spend much time with family, travel or start a new venture.

Minimum investment

A lump sum of R50 000.




Outcomes

Outcomes

Regular income payments.
Potential tax-efficient market growth.
Investment flexibility.


Investment period

Investment period

For as long as you live if there is money to pay you an income.
If you choose to purchase the Guaranteed Annuity Portfolio, it will pay a regular guaranteed income for as long as you live.

How can the Retirement Income Option help you?

It helps you grow your retirement money while providing a regular income after retirement.

You can choose your own income level within limits and choose from a wide range of investment solutions to suit your needs.

Is it for you?

Change your income level yearly as your needs change.
Choose where you invest, with your financial adviser.
Choose from a wide range of investment solutions.
Guarantee a portion of your income.
Your beneficiaries will benefit when you die.

When is it not for you?

You want to guarantee your full income for the rest of your life.
You don’t want exposure to fluctuating investment markets.








Frequently asked
questions



Who can invest?

Any person who is the recipient of a retirement fund benefit.

Which investment solutions can I choose?

  • Our flagship range of local and offshore unit trusts.

  • Other investment solutions managed by Equilibrium, Momentum Outcome-based Solutions, Momentum Asset Management and Momentum Securities.

  • Unit trusts and investment solutions from other investment managers.

Your financial adviser will help you choose the most suitable investment solutions.

Can I invest more?

Yes, but only money from other approved retirement funds.

Can I make changes?

Yes, you can change your investment solutions when your needs change. You can also change your beneficiaries as well as your income level every year within the limits.

Can I withdraw money?

No, not apart from your yearly income. However, you can withdraw all if the value is below a certain amount.

Can I borrow from my investment?

No. This protects your investment from creditors.

Can I use it as security for a loan?

No. This protects your investment from creditors.

Can I cancel my investment?

Yes, subject to certain rules set out in the terms. You could get back less than what you have invested.

Need financial advice?

A financial adviser can help you with financial and investment planning on your journey to success.

Contact us

Local investing: Momentum Wealth




Office hours are Monday to Friday from 08:00 to 17:00.

Offshore investing: Momentum Wealth International





Office hours are Monday to Friday from 08:00 to 16:00 (Central Africa Time). Unavailable on weekends.

Unit trusts





Office hours are Monday to Friday from 08:00 to 17:00.

Institutional investing





Office hours are Monday to Friday from 08:00 to 17:00.

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