Investments
Most of our corporate investment solutions are underpinned by our outcome-based investing (OBI) philosophy, which targets a specific return over a chosen period and defines risk as the likelihood of an investment portfolio not delivering on its targeted return. OBI achieves long term results by:
- Reducing the investment risk through high levels of diversification.
- Offering the highest possible inflation-targeting returns, for the lowest possible risk.
- Looking ahead instead of chasing historical returns.
- Putting the client’s investment goals at the centre of the investment process.
Investments resources
Investment solutions for retirement funds
Smooth Bonus solutions
Our smooth bonus portfolios provide smooth, positive and real returns over the medium to long term and aim to reduce the impact of market volatility on investment returns. These portfolios offer capital protection regardless of the investment market conditions.
- Invest in a range of assets such as equities, bonds, cash, property and global assets.
- Investment returns through regular bonus declarations, based on the investment returns of the portfolio’s underlying investments.
- Guaranteed protection on their original investment.
Smooth Bonus portfolios
Our fully vesting range offers a 100% guarantee on capital invested and bonuses declared. It consists of a vesting account and includes monthly vesting bonuses declared in advance. This part of the bonus is guaranteed.
Our partially vesting range offers a 100% guarantee on capital invested and a partial guarantee on declared bonuses. It consists of a vesting and non-vesting account and includes monthly vesting and non-vesting bonuses declared in advance.
